Auto Insurance
Personal Auto Insurance
Find out how auto insurance works to protect you and your vehicle on the road.

Your car, truck, or motorcycle is often your biggest asset aside from your home—we’ll help you get the insurance coverage you need at a price you can afford. Auto insurance helps to protect against potentially crippling financial losses and the sheer inconvenience of being without transportation.

We can rate your auto insurance with the most competitive carriers available. We will need some information from you to provide the most accurate car insurance quote, therefore it is best to gather your driver and vehicle information prior to requesting your quote. After you request a quote, our agents will examine the pertinent information to create a tailored car insurance quote to meet your needs.


What are the basic coverages of a car insurance policy?
  • Bodily injury liability coverage defends you and pays for bodily injury or death resulting from an accident for which you are at fault.

  • Property damage liability coverage defends and protects you if your car accidentally damages another person's property.

  • Medical payments, no-fault or personal injury coverage pays a limited amount for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident, regardless of fault.

  • Uninsured motorist coverage pays for your injuries and certain property damage caused by an uninsured or a hit-and-run driver. In some cases, underinsured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.

  • Other than collision coverage pays for damage to your car from theft, vandalism, flood, fire, and other covered perils.

  • Collision coverage pays for damage to your car when it hits or is hit by another object.

Other car insurance coverages available
  • Towing and labor

  • Car rental reimbursement

  • Gap coverage

  • Roadside assistance

Use of Personal Vehicles
  • Insurance policies for privately owned vehicles may not cover damage to your privately owned vehicle when it is used for business, home cosmetics, jewelry sales, or a pizza delivery business.

  • Call us today for your personalized auto insurance quote at (910) 327-2218.

Get your insurance review today from one of our professionally trained agents!

Our team of insurance professionals are standing by to help you with your insurance needs.